Welcome to Padizone, owned and operated by PADIZON FINTECH PRIVATE LIMITED. We appreciate your trust and value the opportunity to serve you. Throughout these Terms & Conditions, the terms “we,” “our,” and “us” refer to Padizone, while “you,” “your,” or “user” refer to any individual or entity accessing or using our services.
These Terms & Conditions govern your access to and use of our payment services. Please read them carefully before using our website or services. By continuing to access or use the platform, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any portion of these Terms, you must discontinue use of our services immediately.
We reserve the right to modify or update these Terms from time to time. Continued use of the platform following any updates constitutes acceptance of the revised Terms.
By accessing or using our platform, you confirm your acceptance of these Terms & Conditions along with our Privacy Policy. If you do not agree to any provision, you must cease using the Services without delay.
To access and use our Services, you confirm that:
All activities conducted through your account will be deemed authorized by you unless proven otherwise. We reserve the right to approve or reject any application at our sole discretion.
Padizone provides digital payment processing solutions that allow businesses to accept payments through multiple methods, including credit cards, debit cards, UPI, net banking, and digital wallets. Our services may include APIs, plugins, payment links, subscriptions, invoicing, QR code payments, real-time reporting, and settlement of funds to your verified bank account.
We may enhance, modify, suspend, or discontinue any part of the Services at our discretion, with or without prior notice.
By using our platform, you agree to:
Service fees are specified in your Merchant Agreement or accessible through your dashboard. All fees are exclusive of applicable taxes unless stated otherwise. You are responsible for complying with all tax obligations and remittances.
You will bear responsibility for chargebacks initiated by customers. Refunds will be processed in accordance with our internal policies and timelines. We reserve the right to revise fees at any time, with prior notification via email or dashboard updates.
You are strictly prohibited from using our Services for illegal, fraudulent, or unauthorized activities. This includes, but is not limited to, transactions involving narcotics, adult content, gambling, counterfeit goods, firearms, or any products or services prohibited under applicable law.
You must not interfere with platform security, exploit system vulnerabilities, or attempt unauthorized access. Any violation may result in immediate account suspension, withholding of funds, and legal action as permitted by law.
We employ advanced risk management tools, including real-time monitoring, AI-based fraud detection, and automated risk assessment systems. Transactions identified as suspicious may be delayed, reviewed, reversed, or declined.
In cases of confirmed fraud or high-risk activity, we reserve the right to freeze or terminate accounts without prior notice. You agree to bear responsibility for any chargebacks, losses, or regulatory penalties arising from such activities.
We are committed to protecting your data and your customers’ information. All personal and transactional data is handled in accordance with applicable data protection laws and our Privacy Policy.
We comply with security standards and implement strong encryption, authentication, and access controls. You consent to the processing of your data for payment processing, fraud prevention, system optimization, and legal compliance. Under no circumstances should you store cardholder data unless explicitly permitted under security regulations.
All intellectual property related to the platform—including software, design, trademarks, logos, content, and documentation—remains the exclusive property of PADIZON FINTECH PRIVATE LIMITED or its licensors.
You are granted a limited, non-exclusive, non-transferable license to use the platform solely for authorized business purposes. Any reproduction, modification, reverse engineering, sublicensing, or unauthorized use is strictly prohibited without prior written consent.
Our platform may integrate with third-party providers such as banks, payment networks, analytics services, or external tools. We do not control these services and are not responsible for their performance, availability, or data practices. Use of such services is at your own risk and governed by their respective terms.
We may suspend or terminate your access to the Services if you violate these Terms, engage in suspicious activity, or if required by law or regulatory authorities. Suspensions may be temporary or permanent based on the severity of the issue.
Upon termination, all outstanding obligations must be settled. We reserve the right to withhold funds during investigations or until issues are resolved.
We aim to resolve disputes amicably through our internal support mechanisms. Transaction-related disputes, including chargebacks, will be handled in coordination with acquiring banks and card networks.
If a dispute remains unresolved, legal remedies may be pursued in accordance with the governing law and jurisdiction specified below.
To the fullest extent permitted by law, Padizone shall not be liable for any indirect, incidental, special, or consequential damages, including loss of business, revenue, or data. We do not guarantee uninterrupted or error-free Services.
You agree to indemnify and hold harmless PADIZON FINTECH PRIVATE LIMITED, its officers, employees, and affiliates from any claims, damages, liabilities, or expenses arising from your use of the Services, violation of these Terms, or unlawful activities conducted through your account.
These Terms shall be governed by and construed in accordance with the laws of India. All disputes shall be subject to the exclusive jurisdiction of courts located in India.
We shall not be liable for any failure or delay in performance due to events beyond our reasonable control, including natural disasters, pandemics, cyber incidents, government actions, technical failures, or labor disputes.
We reserve the right to modify these Terms at any time. Updates will be published on our website with a revised “Last Updated” date. Continued use of the Services constitutes acceptance of the updated Terms.
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force. Failure to enforce any right shall not be deemed a waiver of such right.
For questions, concerns, complaints, or legal notices regarding these Terms, please contact us at info@padizone.com.
Your trusted partner for safe, fast, and easy secure online transactions. Start scaling your business now with our powerful, flexible and smart payment solutions.
